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Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

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Easy to apply for a loan with us,Once you have complete this form.

Reason to Choose us

We offer award-winning, low-rate car loans with no ongoing fees,saving our customers thousands of dollars.

Simple Eligibility Criteria

Eligibility is calculated after considering various factors i.e monthly income, fixed monthly obligation, current age,retirement age, Affordability etc.

Limited Documents

You have to provide only a few documents including your KYC, bank account statements, salary slips, and income tax returns to avail the loan.

Flexible Repayment Tenors

Pay your loan easily and with flexibility with our smaller EMI scheme.

Quick Processing

Bajaj Finserv processes the loan within 72 hours of applying provided you fulfil of all eligibility criteria.

High Financing

You can avail up to Rs.1 crore or Rs.3.5 crore if you are a salaried or self-employed individual, respectively

Affordable Loan

Lowest Interest Rate Loan gets approved after comparing all the Banking/ Financial Institution Rate of Interest.

Customer Reviews

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“I sincerely thank 1sthomeloan for all of its help in refinancing my loan for our home. My decision of approaching 1sthomeloan has been proved right by its prompt & ethical service. Your executive was kind, courteous, organized , thorough & professional which made significant difference in the process . ”

DONNY J. GRIFFIN (BARODA)

I have to thank 1sthomeloan for securing my home loan. Prior to working with 1sthomeloanI dealt with five other brokers, none of whom gave me any support when the loan process appeared to have a glitch. All of them expected me to solve the perceived problems on my own without their help”

RYDER LOTHIAN (A’BAD)

“1sthomeloan acts as a financial advisor to the customer, especially, for those who are in need of a loan as all the information about the financial products are available with them. Required details are given by the customer support team.”

BROCK LAMBRICK (SURAT)

Ask about our low rate home loans?

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Get Started Now

We will determine your Home Loan Eligibility largely by your income and repayment capacity. Other important factors include your age, qualification, number of dependants, your spouse’s income (if any), assets & liabilities, savings history and the stability & continuity of occupation.

EMI refers to the ‘Equated Monthly Installment’ which is the amount you will pay to us on a specific date each month till the loan is repaid in full. The EMI comprises of the principal and interest components which are structured in a way that in the initial years of your loan, the interest component is much larger than the principal component, while towards the latter half of the loan, the principal component is much larger.

For your convenience,we offer various modes for repayment of the home loan. You may issue standing instructions to your banker to pay the installments through ECS (Electronic Clearing System), opt for direct deduction of monthly installments by your employer or issue post-dated cheques from your salary account.

You can take disbursement of the loan once the property has been technically appraised, all legal documentation has been completed and you have invested your Own Contribution in full. You can submit the request for the disbursement of your loan by visiting any of our offices or online by logging on to ‘Online Access for Existing Customers’.

Yes, you can repay the loan ahead of schedule by making lump sum payments towards part or full prepayment, subject to the applicable prepayment charges. We also offer a free-of-charge facility to accelerate your loan repayment called ‘Accelerated Repayment Scheme’. This option provides you the flexibility to increase the EMIs every year in proportion to the increase in your income which will result in you repaying the loan much faster.

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lnfo@1sthomeloan.in

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